No service or maintenance fees - closed loop cards seldom come with any service fees.
Citi Dividend Platinum Select MasterCard is a number of features contain 0% on balance transfers for 15 months. Really can be taken for any occasion (birthdays, weddings, baby showers). https://groups.google.com/g/giftcard-mall-my-gift-info/c/lJb4jNQqwjY